Ark Royal Wealth Management April 2025 Charts


ARK ROYAL WEALTH MANAGEMENT

Three Charts That Have Our Attention

If you are curious about what’s going on in the market or economy, we’d like to share some charts / graphics that we think are insightful.

State to Country GDP. Ever wondered what country your state’s economy stacks up against? From California rivaling India to Texas flexing like Italy, this map shows just how mighty each U.S. state’s GDP really is. Who knew our home state of North Carolina was basically Taiwan?


60/40 Portfolio Success. This chart highlights the importance of staying invested over time — a 60/40 portfolio shows increasing consistency in delivering positive returns the longer it's held, reaching near 100% over 5+ year periods. It also consistently outperforms cash in the long run, reinforcing that short-term volatility shouldn't drive long-term decisions. For investors, this underscores the value of patience, diversification, and avoiding market timing.



Emergency Fund Figures. Only 62% of Americans could come up with $2,000 in case of an emergency, the lowest on record. A general rule of thumb for a solid emergency fund includes 3–6 months of essential expenses. This covers necessities like housing, food, and insurance in case of job loss or unexpected costs.


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ARK ROYAL WEALTH MANAGEMENT Three Charts That Have Our Attention If you are curious about what’s going on in the market or economy, we’d like to share some charts / graphics that we think are insightful. Buyer's Market. The U.S. housing market has shifted dramatically into a buyer’s market, with sellers now outnumbering buyers by nearly 490,000, the largest gap since 2013, potentially leading to a 1% drop in home prices by the end of 2025 if trends continue. Redfin expects buyers may gain...

June 2025 Planning Tip Surprised by your 2024 tax bill? You're not alone- and it's often not just about how much you earned, but how effectively you planned throughout the year. Many people assume taxes are a once-a-year consideration, but the truth is that small decisions made throughout the year can lead to big surprises come April. That’s why tax planning is a key part of our ongoing client reviews. Here are some common mistakes and missteps we see: Improper Withholdings Withholding too...

ARK ROYAL WEALTH MANAGEMENT Three Charts That Have Our Attention If you are curious about what’s going on in the market or economy, we’d like to share some charts / graphics that we think are insightful. Bouncing Back. Market corrections (declines of 10% to 20%) are a regular part of investing history. On average, the market drops 14% during these periods. Despite the sharp downturns, the average recovery takes just four months, highlighting how quickly markets can rebound once they bottom...