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February 2026 Planning Tip Tax Season Timing Matters: 1099s, QCD Reporting, and What to Watch Before Filing As tax season approaches, many investors want to file as early as possible and move on. But when it comes to investment accounts and retirement distributions, filing too quickly can sometimes create more work, not less. Two things in particular are worth paying attention to this year: the timing of 1099s (including corrected forms) and new reporting for Qualified Charitable...
January 2026 Planning Tip New Year, Refreshed Portfolio: Starting the Year in Balance A new year naturally invites reflection and fresh starts. It’s a time to reassess goals, reset priorities, and make thoughtful adjustments- including to your investment portfolio. One of the most impactful steps you can take early in the year is rebalancing. Done intentionally, rebalancing helps protect your financial foundation, manage risk, and keep long-term plans on track. Here’s why it matters as you...
ARK ROYAL WEALTH MANAGEMENT Three Charts That Have Our Attention If you are curious about what’s going on in the market or economy, we’d like to share some charts / graphics that we think are insightful. Market Concentration. U.S. equity markets have become extraordinarily top-heavy, with a small handful of mega-cap stocks now driving an unprecedented share of index performance. Today, a historically high portion of the S&P 500 is concentrated in just a few names, a level of dominance that...