ARK ROYAL WEALTH MANAGEMENT Three Charts That Have Our Attention If you are curious about what’s going on in the market or economy, we’d like to share some charts / graphics that we think are insightful. Euro Fines on US Tech. In 2024, public EU tech companies generated just €3.2B in income tax revenue, while fines levied on U.S. tech firms totaled €3.8- more than the entire tax contribution of Europe’s own public tech sector. The implication is stark: Europe’s fiscal exposure to tech is...
21 days ago • 1 min read
January 2026 Planning Tip New Year, Refreshed Portfolio: Starting the Year in Balance A new year naturally invites reflection and fresh starts. It’s a time to reassess goals, reset priorities, and make thoughtful adjustments- including to your investment portfolio. One of the most impactful steps you can take early in the year is rebalancing. Done intentionally, rebalancing helps protect your financial foundation, manage risk, and keep long-term plans on track. Here’s why it matters as you...
29 days ago • 1 min read
ARK ROYAL WEALTH MANAGEMENT Three Charts That Have Our Attention If you are curious about what’s going on in the market or economy, we’d like to share some charts / graphics that we think are insightful. Market Concentration. U.S. equity markets have become extraordinarily top-heavy, with a small handful of mega-cap stocks now driving an unprecedented share of index performance. Today, a historically high portion of the S&P 500 is concentrated in just a few names, a level of dominance that...
about 2 months ago • 1 min read
December 2025 Planning Tip Bigger Distributions, Bigger Tax Bills: What Investors Need to Know Before Year-End December is the month where financial planning gets squeezed between holiday travel, year-end deadlines, and whatever last-minute work chaos shows up uninvited. But it’s also when a lot of investors get blindsided by something they aren’t tracking during the year: capital gain distributions from their mutual funds. This year in particular, we’re seeing distribution amounts that are...
about 2 months ago • 2 min read
November 2025 Planning Tip The Hidden Cost of Idle Cash: How We Maximize Every Dollar for Clients Cash is often the most overlooked part of an investment portfolio, but it shouldn’t be. At Ark Royal Wealth Management, we treat cash with the same discipline we apply to the rest of your portfolio. Here’s why that matters. Cost of "The Spread" When you hold cash in an investment account, there are two common places it can sit: Idle cash (or “sweep” cash): This is the default cash position in...
3 months ago • 1 min read
ARK ROYAL WEALTH MANAGEMENT Three Charts That Have Our Attention If you are curious about what’s going on in the market or economy, we’d like to share some charts / graphics that we think are insightful. Markets & Government Shutdowns. What happens to your portfolio when the government shuts down? History suggest the political nuisance is nothing to react to. Time in the Market. This chart highlights a fundamental principle of investing: the longer you stay invested, the lower your chances of...
4 months ago • 1 min read
ARK ROYAL WEALTH MANAGEMENT Three Charts That Have Our Attention If you are curious about what’s going on in the market or economy, we’d like to share some charts / graphics that we think are insightful. Bigger Isn't Always Better. The biggest companies today aren’t guaranteed to stay there tomorrow. Market leadership changes faster than most investors realize, and history proves it. Few companies hold onto the top spot for long and many former giants eventually fade from the leaderboard....
5 months ago • 1 min read
September 2025 Planning Tip Tax Payments Are Going Paperless: Steps to Get Ahead of the Change Starting September 30, 2025, paper checks will no longer be accepted for federal tax payments, nor will they be issued for refunds. This is part of a broader government push to modernize the tax system, improve efficiency, and reduce fraud. For individuals and families, this means that the familiar process of mailing in a check with a tax return or waiting for a paper refund check to arrive in the...
5 months ago • 2 min read
ARK ROYAL WEALTH MANAGEMENT Three Charts That Have Our Attention If you are curious about what’s going on in the market or economy, we’d like to share some charts / graphics that we think are insightful. Large Cap Market Concentration. Nvidia now has the largest weight in the S&P 500 of any individual stock in history. Expanding to some of the other largest market caps there is an extreme AI concentration. Buying at Highs. Many people think buying after the market hits an all-time high is...
6 months ago • 1 min read